Business Financing

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CalculatorThe Mercer County Loan Fund provides up to $250,000 to start or expand a business.

Through our partners at the Regional Business Assistance Corporation (RBAC), we are able to offer financial assistance for start-up and existing businesses that cannot access financing from traditional lending sources.

What Can You Borrow For?

  • Real Estate
  • Furniture
  • Equipment
  • Inventory
  • Marketing & Advertising
  • Working Capital

To apply, you must submit an application along with a $30 application fee to the Regional Business Assistance Corporation (RBAC). Applications should be submitted through the Mercer County Office of Economic Development & Sustainability. Applications can be obtained from the Mercer County Office of Economic Development & Sustainability or downloaded from RBAC's website at:

Loan Package Requirements

  • The business must be located in Mercer County
  • Completed and signed application along with $100 application fee
  • Three years of personal income tax returns and W2's
  • Three years of business tax returns (if already in business)
  • Business plan for all start-ups
  • Financial projections
  • Copy of draft lease (if applicable)
  • Evidence of owner's contribution to the project
  • Copy of operating agreement for all corporations and LLC/P's
  • Evidence that the business is current on all state payroll and sales taxes

For more information on the loan program or to schedule a meeting with our business representative, please call our office at 609-989-6555.