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Mercer offers assistance to first-time homebuyers

Post Date:04/08/2019 1:58 PM
TRENTON—Owning a home is a big part of the American dream, and Mercer County would like to help families achieve that dream through Mercer County First-Time Homebuyer Program workshops.

The next workshop will be held Thursday, April 18, at 6:30 p.m. at the Lawrence Headquarters Branch of the Mercer County Library System, 2751 Brunswick Pike, Lawrence.

“Mercer County is again offering assistance to potential homeowners through our First-Time Homebuyer Program, and I invite you to sit in on this workshop to learn more about the lending process,” County Executive Brian M. Hughes said.

Workshop participants can learn how the mortgage process works, and participating lenders will be on hand to guide applicants and provide answers. First-time homebuyers may be eligible to obtain down-payment and closing-cost assistance through the program.

Eligibility for assistance is based on family size and income, and lenders will help determine mortgage eligibility based on income, credit rating and current monthly expenses. To receive assistance through the Mercer County First-Time Homebuyer Program, applicants must participate in a Homebuyer Training Course, cannot have owned a home within the past three years — unless that person is a single parent or displaced homemaker — and cannot own other real estate at the time of closing.

An additional First-Time Homebuyer Program workshop in 2019 is scheduled for Sept. 26 at the Hamilton Free Public Library.

For more information, click here or contact the Mercer County Housing Office at (609) 989-6858.

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